Interesting perspective. I am a solo developer for all my own companies, and I basically work alone managing a number of high volume businesses. I look at code as "art" oddly enough, and not a liability. I look for elegant solutions that wrap complexity up in the most elegant way possible, and I think a lot of "liability" comes from people not knowing what they want, and not refining features, as opposed to code (at least in the business I work on, it sounds different for you in your case)
Edit: Not that "high volume" means anything but I put that there to illustrate there's millions of dollars of liability on the line, not just pet projects or something. It just sounds like a different kind of business I'd guess. Working on a team is definitely something a lot different, that I don't really deal with, nor have much experience with.