San Jose and Sunnyvale in California has "A Slice of New York" which is a co-op pizza operation:
Video about the co-op
Video about the co-op
Next door is an Indian restaurant that makes very good wraps, and they're friendly. Easy decision.
My favorite pizza shop is a co-op too, Cheeseboard. Supposedly $2.50 for a slice or $20 for a pizza, idk if that's accurate but I remember it being reasonable either way, especially given the quality. Making exactly one kind of pizza all day is more efficient, so it makes sense.
$43.20 ($40+8%) is quite reasonable for an 18" multiple topping pizza.
Bibo's NY Pizza in San Jose has $23 for a 20" (XL) with no toppings.
Maybe there's more to the prices than the co-op structure?