I’d say that as soon as Windows fully boots up, you have a much larger attack surface anyway, even if you can’t log in due to the account password. Though I can’t point at anything specific off the top of my head.
But I still can’t get over the idea where the default configuration of BitLocker is completely useless for basically anything except working around storage devices that will lie to you and not erase things you told them to. I just refuse to accept that’s in any way sane.