This has not been my experience. Paying for admission to museums/sporting events I apple pay from safari on my phone then am presented with a QR or a pass to add to my apple wallet. It's really nice and I much prefer it to standing in line.
So why, any concrete response capable of holding up in practice ?
It would be much better to have varied and robust options though.
What works for me, if I need to pay something: I use my credit card (contactless under 50, over I need to type a code) or some bills which both are in my physical wallet (protected against rfid, it just looks as a normal wallet).
I don't see any benefits adding third parties to the mix apart the fashion of "Oh yeah I can pay with my tracker watch".
I just see that as really pathetic.
your phone just broke/stolen/lost, do you forfeit your right to enter these places and use their services some of which might be "essential"?
I also have a cellular Apple Watch that also has a copy of my digital wallet....
Yes
https://www.dmas.virginia.gov/media/1252/lifeline-telephone-...
And 94% of the homeless have cell phones. I would assume that the penetration of cell phones among the poor and not homeless would be higher.
https://priceschool.usc.edu/news/homeless-los-angeles-cell-p....
At many smaller venues, a credit card (or tap-to-pay) is required, and I'm 100% in favor of that. We should be doing more to help provide unbanked people with credit cards. Requiring small businesses to deal with cash is increasingly a burden; cashless enables them to save a lot of time and money.
When you can't pay a lawyer, and you can't pay a taxi to get to your lawyer, and you can't buy food, and it's all because the government pointed a finger without evidence, prior to trial, the system is a bad one.
The ability to use cash must be preserved. You really don't want to live in the world where the only payments are the ones the government explicitly allows.
That said, I have found it easier to replace a phone on short notice than a card. Banks seem to want to do everything through the mail, where I can walk into any carriers store and walk out with a replacement device the same day.
...but lose that piece of paper and you haven't also forfeited your right to access your hotel room, to catch the plane back home, to pay for your parking space where you left your car, to take public transport, to enter your gym...