And which ones are those? Once I've selected the right provider, how do I reliably implement my backups?
> If you put yourself in a place where someone can take everything from you than it's a real risk that they might.
I'll just go ahead and stop using every major software product created in the last decade.
Despite my sarcasm you're not wrong, I agree completely with what you're saying. But to follow your advice is not easy, especially for the average user. IMO it's a problem with the way software is made, and while many of us are vaguely aware of the problem, there's been little progress towards solving it.