In the US, 0.4% of adults have HIV [1]. With >20 sexual partners the cumulative exposure becomes meaningful. Naively, 20 repetitions of 0.4% gets 7.89% exposure risk.
However, this is likely an underestimate if you're willing to assume that people with lots of sexual partners tend to have sex with each other disproportionately often.
[1] https://en.wikipedia.org/wiki/List_of_countries_by_HIV/AIDS_...
Interpret with caution because this figure varies a lot by locale, gender, sexuality and other factors.