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I use PayPal when buying digital products priced in USD because local banks approve those transactions automatically. When I try to pay via card directly, I have to call them to enable those transactions which is a hassle. It's not surprising PayPal is popular internationally.

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Get a free revolut (and be careful of their traps to extort you money)

The payment side of revolut is great and what modern banking should look like.

Virtual cards, flexible limits, don't bother you much with retarded Anti Money Laundering checks

Do you have to enable it every time you make a transaction?

It's enabled for a certain period of time (usually a few hours) and I can do transactions during that time period.

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