(2) no, unlikely to be having any effect yet
(3) maybe noticably at ground level for five years .. perhaps measurably (with sensitive instruments looking at the right things) at the tropopause and above for a bit longer.
In context "∼10% of the stratospheric burden" means that all in one hit the stratosphere got about 10% of the maximum water load it can carry (before physics makes any extra fall away).
As I understand it the stratosphere was running a bit under "normal" water load, so this rates as a top up and a bit of a push over 'normal' - the main thing that longer term models will look at is how this plays out the longer term rise and fall of water being pushed up into and sucked back out of the stratosphere through tropical storms and other such actions.
The (2) "no, not yet" is due to more lag than you might expect - it only happened 18 months ago and we are still lagging on the expected heating due to occur due to increased thermal insulation from CO2 released into the troposhere five years ago.
The key phrase from both the JPL presser release and source paper is:
The effect would dissipate when the extra water vapor cycles out of the stratosphere and would not be enough to noticeably exacerbate climate change effects.
It's on a 'short' (decadal) time scale and atmosphere wonks will absolutely notice the effect, for many others it'll be just another transient minor factor in a bigger picture.Or not .. but that won't surface for another few years yet in anothr research paper.