Your number seems very you-specific. Back-of-the-envelope math, seems like you drive <7K miles per year, which is less than half of what an average driver does. You are also accounting for $0 in tolls, parking, insurance, repairs or maintenance, registration, inspection, an occasional ticket, etc.
I totally believe that it is possible that these are indeed your costs but I'll give you a counter-example.
My Highlander was about $50K all in. Let's say I keep it for 10 years, that's $5 per year right there. Insurance is about $1.5K so we're at $6.5K and that's a good deal for around here. If we drive into Manhattan on a weekday, it's about $50 to leave the car in a lot somewhere in Midtown. If I do that just once a month, that's another $600, so we're at $7.1K already. We actually don't put a ton of mileage on and it's a hybrid so our gas costs are about the same as yours. That's $8k. I am leaving out a bunch of other stuff (registration, inspection, tolls - can easily be around $10 to cross into or out of Manhattan, an occasional ticket, parking meters, etc.)
I think my car usage scenario is pretty light (wife and I both WFH) compares to most people but I can easily get to $10K for one car based on where we live. Some of this can be avoided (eg sit longer in traffic to avoid a toll road, go slow to avoid tickets, only go into NYC on Sunday when you can get a free spot more easily, could have bought a used car, etc.) - just making it obvious that you can EASILY get to $10K.