You can make a voluntary decision not to use these apps from anywhere in the world!
Just because you are not giving them money or you can choose to personally opt out does not mean they are not doing societal harm, and a democratic government has a mandate to minimize the harm done on society as deemed by its population.
Libertarian justifications are great thought-pieces, but ignoring the social contract is only awesome if you are rich and have no empathy.
https://www.cnn.com/2023/07/12/tech/tax-prep-companies-taxpa...