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Work for a public organization or certain non-profits while making 10 years of regularly scheduled payments and you may be qualified for student loan forgiveness. Lots of physicians I know took advantage of this since most of their training is at public academic institutions, and I believe many teachers do as well.

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Do you have data on how many take advantage of it? My anecdotes are that everyone who tries this gets trapped in some bureaucratic hell hole that tends to prevent it from actually being used.

NPR did some reporting on this a couple years ago: https://www.npr.org/2019/07/11/739860400/broken-promises-tea...

"By the department's last count, only 1% of the people who think they've made their 10 years of payments and apply for loan forgiveness are getting approved.

If you took all the people getting rejected and got them together in one place, Peterson says, you'd have "football stadiums full of nurses, firefighters, teachers, law enforcement officers that are seeking to have their debts forgiven.""

The PLSF has been significantly overhauled since 2019, and continues to be made easier to qualify (and be approved) for.

Yep, 2019 was the first year people would have become eligible for this, as I recall. There's has been federal focus on streamlining the application process since then.

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