If you look at the best photographs of the 20th century, a great deal of them were taken with cheap point and shoot cameras. Then you have the legions of middle aged men with $20k in gear that are incapable of shooting anything other than trite cliches.

You also have out of shape middle aged men noodling along on $10k bikes. It's worth it for an elite cyclist to obsess over their gear, every small optimization is material to them, but until you're pushing against the upper limits of your fitness the gear isn't the thing you should be losing sleep over.