Your point about starting a business is a good one. I initially learned programming while self-employed as a web designer back in the wee days of the web. On my own, I always wore more hats than just "code monkey," and that made a difference. Not to mention that when you're self-employed, you can go take a walk outdoors, etc., anytime you like. I guess a predilection for self-employment is why most of us are here reading Hacker News.
At risk of going off-topic: I, too, suffer from RSI. As a programmer and musician, it is a double whammy for me. I have found many short-term solutions, but have recently experienced some astonishing relief from reading The Mindbody Prescription by Dr. Sarno (I believe someone here on HN mentioned it). If you think you would be open to the idea of RSI as a disorder originating in the brain as a result of buried emotional tension, you should check it out.