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I don't think this is unique to Apple as my Chase cards do this. I'm assuming most CCs do.

Sadly no. My AMEX does it. But my BofA does not.

My BofA does so I think you just haven't set it up.

The settings pages for BofA are awful so I don't blame you. Took forever to figure out how to setup auto payment for my credit card.

This isn't default for all US banks and cards?

I use a community credit union, most of their rates and products are better. Up to a certain amount of money

My Citi Double Cash does this