It didn’t take being “rich”.
My budget is lower than it was when I was making $135K (the median college educated couple in the US makes that much) when I had my house built in 2016.
The only thing different that I’m doing based on my income now is subsidizing the rent for my younger son instead of selling my old house and paying cash for the Condotel I bought. It was the same price in 2022 as what I bought in 2016.