For the tool conundrum, I’ve found that the best course of action is to buy the cheapest option (within reason) to start with. If you don’t use it, no sweat, it was cheap. On the other hand, if you use it soo much that it breaks it you outgrow it then you get to buy the best version of that tool. At that point you know what you like and don’t like, as well as what’s worth paying extra for, so you end up with the perfect tool for you.