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In clear conditions on well traveled roads, nah.

But I also just watched a video where a bridge closure turned a 7 minute drive into a 4.5 hour drive one way.

And I’ve been stuck behind a winter road closure that lasted several hours (after being several hours into our trip).

Got it. So much more extreme situations than "anything above 0".

My point is that going above 0 exposes you to extremes, especially the further north you go.

Risk management is important.

You mean "above 0" degrees? Or is 0 latitude? I really don't understand what "above 0" means here. I thought it was kilometers/miles.

It was in response to “how often do you do X”, so I took it to mean # of times you need to do X that is more than 0

everything makes sense now, thanks