I did my neurosurgery training at a fairly busy Level 1 Trauma Center (which treats the most severe trauma) and treated a lot of people involved in car crashes.
Seatbelt use made a huge difference. There could be two people in the same car, and the person wearing the seatbelt was evaluated and released and the person not wearing the seatbelt was taken to the operating room or intensive care unit.
Seatbelts keep you in position to allow the car to take the brunt of the forces instead of your body.
Please, always wear a seatbelt and make sure everyone riding with you wears a seatbelt.