That's precisely the answer I didn't find convincing for the reasons I mentioned. If it were that simple, I strongly suspect we would have SRAM-DIMMs and DRAM-DIMMs duking it out in the marketplace in analogy to SSD vs HDD a decade ago.
> one capacitor, whose dielectric is simply the gate insulation
Every DRAM cell depiction I've seen in the last ~5 years has had a gigantic trench capacitor. Are those not in production?