Thanks -- I have a iPhone but don't use Apple Pay. No way do I want to connect my phone to my bank account, and in any other respect I have not been able to imagine how it's better than a credit card.

I've seen people fiddling with their phones trying to pay for stuff, reminds me of the days when you'd get behind someone trying to write out a check.

> Sometimes new technology is really just overcomplicating things.

Wholeheartedly agree. There's nothing about paying for something at a point of sale that needs fixing with additional technology.