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You don't need 200A to charge at home. I've got 150A service and have no problems charging at 32A.

Even at 12A charging at home is still pretty viable. 12A * 240V = 2.88kW. I'll round down to like 2.5kW for some charging losses, average at least 3.5mi/kWh, and that's 8.75mi of range an hour. 8 hours of scheduled charging and that's 70mi of charge.

Are you pulling over 100A of power at midnight normally?

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It is the aggregation of all utilities in the house that might become a pain (heat pumps + electric ranges + electric washer drier), but you have a good point, the stuff like car-charging can be done on off-peak times when you only have that one service running.

Maybe I don't need the 200 AMP main, lets see what they install tomorrow.

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