Hey, I'm looking for an experienced developer, designer to bring this idea to beta. The closest competitor would be mint.com but even then, they missed this target.
Are you a developer?
Vagueness will get you no where with this crowd. You may want to read the following: http://www.humbledmba.com/please-please-please-stop-asking-h... . My intention is not to be rude but I think you need to understand the context of what you are asking. You will not find what you are looking for here, nor are you attacking the problem with the right strategy, as such you are setting yourself up for failure.