> Not really that useful at the moment (and maybe never will be)? Yes.

One of the only valid points of crypto is separating money from the government.

However, its proponents emphasize obscure benefits that make it look more obtuse than it should. As they stand, cryptocurrencies, in the eye of the general public, look either like a Ponzi scheme, free money, or too convoluted to bother, as they solve nothing other technologies don't solve already.