If you look at the list above you will realize that some things are contradictory - you cannot have everything no matter how rich you are. It gets worse when you start adding more desires.
Some of use have enough money to afford a nicer house than others. However when you get down to what you actually need to live a capsule is a good minimum - nice enough that if you cannot have more you still have an acceptance quality of life. However not so nice that people who could afford more refuse to contribute to society.
A safe bed could be recognized as a basic human right without leading to a "world of lazy people" moral panic.
Mobile homes aren't great, but they beat a tent or a cardboard box. And they provide some stability compared to not having any tenant / property rights.
You might benefit from re-reading what I wrote and assume the best possible interpretation of what I wrote.