Everyone seems to be missing a piece of critical non-political information.
One setting is rural, everyone owns the house, lives there long-term, everyone knows neighbours. You don't want to ruin relationship with neighbours for $100.
The other setting is Urban, you don't know neighbours, you don't care what they think. Everyone appears out of nowhere and disappears into obscurity.
The social dynamics is totally different, and the housing crisis has a big role to play in it.
Also you do not Have_To own the house to feel like you live there long term and know neighbours - many European countries have social housing, or massive restrictions on landlords kicking out tenants. So tenants stay in the same place for decades, and there is a real community.