Running those programs is of course non trivial so the capitalist naturally offer to run them for the government at a modest fee.
I don’t think I’ve ever heard a conservative say that life is fair. It’s more common to hear talk about “life isn’t fair” and how people shouldn’t expect every unfair thing to be corrected for them by someone else.
That often leads to the idea that if you’re poorer than me, you’re probably not working as hard as I am. And giving you handouts is unfair and offensive, because you just need to work for it
America is objectively and statistically one of the better places to succeed in this way, despite the shortcomings. If you believe that nobody or very few people think the “American Dream” is real, you’re probably in a bubble. This kind of out of touch cynicism is only really rampant on social media.
Which, in the case of immigrants coming to the United States, is often exactly what happens, proving that it is still mostly true.
Americans don't appreciate how good they have it.