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No state is going to accept that terminating someone for using their accrued vacation is a legitimate for cause termination.

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Lol no. Assuming at-will employment, which is the vast majority of the US workforce, "using all your vacation days yearly" is not a protected class so they are absolutely able to fire you for it.

The significance of a for cause termination is to keep unemployment benefit insurance premiums low for the employer, because the terminated employee is made ineligible for unemployment benefits.

Of course any employer not in Montana can simply terminate anyone at anytime for no reason, but then there is no reason to write up anyone.

And is using all accrued vacation days ever expliticly mentioned as contributing towards termination reason or is something else used as a cover?

If they are getting written up for using accrued vacation days, I presume that is the reason being used for termination.

I read it as getting written up for minor infractions that otherwise would be overlooked. Clock in a minute late? Write-up. Clock out 2 minutes late without manager approval? Write-up. Skip a minor safety precaution that everyone skips as a matter of doing business? Write-up.

Rinse. Repeat.

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