Can you give an example? Do you actually know any of these people?
> Suddenly everybody wants crypto but with protections
Not me, So not everybody.
> There is a reason why money and banking is regulated -- to protect little guys from getting scammed right and left.
The reason is that their protocols are inherently unsafe. Similarly, there is a reason Bitcoin was made to be unregulated -- to protect the little guys from having their share devalued by trillion dollar bail-outs for the super rich.
> orders of magnitude better than crypto free for all
Better for who? Maybe better for you, but certainly not everyone.
> Take a look at The Last of Us if you want to know what happens
The video game??
> It lets you live, travel and do business in relative safety.
Speak for yourself. Not everyone is safe. That's an increasingly rare privilege as the wealth divide grows, and many people attribute this divide to our monetary system.