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Congrats, genuinely. In my mid 30s with what I thought was a lot of money saved and can’t afford a 2 bedroom apartment. Feels hopeless.

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Do not despair! The best thing we did was to find a good realtor, who knew a good lender, and they gave us the truth about exactly what we needed to do to qualify for an FHA loan. A down payment is no longer necessary; for US citizens.

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