I like your take on that but I have automated my house, self-host and have a family. To whom I enforced 2Fa for key applications.

It means that if I died they will be in an ocean of trouble if I did not take steps to facilitate the transition.

The first part is to have a paper backup of everything important, and keep it up to date.

The second, requested by my wife, is a tutorial on how to de-automate the house and what things they should worry most about (moving the self-hosted Bitwarden and making sure domains and email are paid for).

This preparation doe not bother me at all on the emotional level but rather on the documentation one...