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Comment by austin-cheney | Hacker News Reader

I see this account was created only to post this complaint about an account closure.

Stripe employees have commented on HN about this behavior as it occurs frequently. That behavior being an account with no history whining about how some big evil bank attacked them, a poor powerless innocent victim, for absolutely no reason. Almost always the account is closed due to fraud only after several rounds of correspondence and whining about it on HN is some last ditch effort to garner sympathy or shame the financial institution while the financial institution is legally prevented from public comment.

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It does seem like it always comes down to crypto or other shenanigans banks want nothing to do with.

Would love to know all of the unbiased information whenever this type of post happens.

@op the obvious question - what were you doing with the account?

The transactions in the account are rental payments from a tenant and bills paid related to the rental. The account has had the same types of transactions for 4-5 years. It is a shared account with someone else (because I only own part of the rental), so it's possible I am being caught up in something related to them. They are closing that shared account and my personal accounts. They started closing the other persons accounts first (that is why I feel it may be related to them).

> @op the obvious question - what were you doing with the account?

Geez... Let's let the guy have some privacy. Whatever happened to presuming innocence?

If OP is in the wrong, no advice we give is going to get them out of it, but if they're in the right, we might be able to help them. Trying to find fault in OP seems pointless.

Mate he's welcome to not respond. No privacy has been violated unless OP decides to respond.

Presuming innocence is for the court and legal systems. I am neither.

I am not forcing him to answer and I will of course respect the decision if he doesn't want to.

I'm saying it's an inappropriate question. Their privacy wouldn't be violated even if they did respond, but it's just an uncourteous thing to ask.

I disagree. Let's leave it there I guess.

What do you do with your accounts?

Not much really. Just shuffling debt around so that creditors don't feel the need to claim it back in one go mostly. Freelance income as of end of last year, grinding the debt down. Wasn't getting anywhere with it at a fixed salary job.

I realise you're proving a point rather than this being relevant so cba typing any further, here ya go https://news.ycombinator.com/item?id=35016037

So, the fact that you personally don't care who knows your private information, means that there is no such thing as private information.

This was telegraphed so it was indeed irrelevant to try to illustrate that point.

Not at all. I didn't even bring up my own accounts, you did? Haha.

No.. I do not believe that because I would do something it means everyone should do the same. What an odd conclusion! I believe that when people get fired up they often miss out key little nuggets of useful information.

I had the option to respond or not, I decided to do so.

Just as OP had the same option and decided to do so. Massive shocker there was missing information that would help explain things. My mind is blown. Who could have predicted it. Gosh.

I won't ask OP to ask their pal what they were doing, hacker news might think I'm just being uncouth.

Unfortunately the thread was flagged ages ago and OP won't get any useful information even though we now know it was their friend's account that was shut down and they were done by association.

I don't have a scoob what their next move is, you're trying to catch me in a paper net, and nobody else is here.

Appreciate the sentiment. I held off on saying the transactions for this exact reason. People are already speculating on the cause without the transactions. I was more interested in things to do next instead of wild speculation on the reasons for it happening (which will not help me).

> Whatever happened to presuming innocence?

private individuals can presume whatever they want to presume.

it is only the state that has to presume your innocence.

I'm not saying private individuals have an obligation to presume innocence. I'm saying it's the courteous thing to do. It makes sense to apply the same principle. Better to assume a guilty man innocent, than an innocent man guilty. It's not like there's any risk in any of us doing that in this case.

> Better to assume a guilty man innocent

that's how you get exploited by sociopaths in your personal life.

>>while the financial institution is legally prevented from public comment.

I am tired of banks and other companies hiding behind this excuse. The banks lobbied for that, they want that gag order. They want to be able to hide behind that regulation so they do not ever have to provide actual answers to why they banned someone or closed an account

I get the impression banks want the opposite. My former employer was a bank and their most valued asset is their reputation.

Yes,I created a new account so I couldn't be tied to my main account. I was worried about Chase or other banks retaliation. I was hoping that someone on here had a similar situation and figured out a way to resolve it besides just leaving Chase.

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