There's only one way to fix this folks. We need to abolish the FDIC and use the money saved to give a tax cut to the rich. The rich then trickle down onto the failing banks and their depositors to resolve this problem.
Woah, that would absolutely increase my confidence in banking and would gladly put all my money in banks in such a situation! No way that’s gonna go wrong, nosireebob.
That lack of confidence is why I've moved all my money to crypto where no such mechanisms exist!