Take a look at my other comment in this thread. These weren't mom and pop investors, these were institutional investors that should have known better than to invest in a bank with such a portfolio mismatch. If they didn't they should have hired financial advisors and lawyers to investigate the bank. I have zero sympathy with someone with $100 million dollars who loses it because they weren't willing to hire a financial advisor to look into what they're putting their money into. That's saving a penny losing $100 million.