a) serve the American people (and not some shadowy cabal of billionaires intent on squeezing the average Jane and Joe in every conceivable way via capturing the tools of the state)
b) is staffed by people who are extremely qualified and truly enjoy their job (compared to the DMV in most states...)
It reminds me of this America in Decay essay [0], which goes over the rise and fall of truly great political institutions in the US before they became captured by conflicting interests, nepotism, and outright double dealing (think: revolving door between SEC and finance; don't want to put the screws too closely to your next potential employer). The FDIC is one of the last from that era it seems.
[0] https://www.foreignaffairs.com/united-states/america-decay