But the people you're suggesting should take a haircut (the depositors) did not make a bet on 10-year government bonds. They just put their money in a well-reputed bank. Why would they take a haircut? Wipe out SVB equity holders, sure, but depositors did nothing wrong here.

Also, you're probably not shadowbanned, sometimes there's just a delay before you can respond to a comment responding to yours. No need to name call.