No because SVB has assets with value to sell. That's the "dividend" the FDIC refers to in the press release.

SVB's assets will be divided up and given back to creditors (including depositors). So remaining depositors likely will get something back eventually, but we don't know how much yet (10%? 50%? 85%). There will also likely be a delay in getting those funds back as the process plays out, which is probably more dangerous to many companies than the haircut (assuming the hair-cut isn't too severe).

For now yes, you get a note on what’s owed that remains and in time you get some of your money back post bankruptcy.

Keep your accounts lower than 250k