hard disagree. it basically ends up being a transfer of wealth from new residents (who have to pay higher rents) to older residents (who have locked in lower rents).
>5) Affordable foreclosure insurance
What exactly is insured here?
>12) Right of first refusal laws (tenant opportunity to purchase)
What problem is this intended to solve? If someone is renting, how likely is he going to be able to pony up cash to buy the house that's about to be sold?
Typically RoFR laws do require tenants to seek financial support from a lender or developer. The tenants front some of the capital, get a loan for some of the capital, and offer some incentive for a developer. This is typically for people whose multi-unit apartment building is being sold, where there's the possibility for the tenants to band together to create a co-op.
These programs are also sometimes eligible for government assistance -- essentially helping subsidize communities into owning their own housing.
> What exactly is insured here?
Typically the lender is protected at the owner's expense. Rates can be quite high, and increase the cost of living, pricing people out of housing.
> Rent control
You disagree that rent control reduces the power of landlords? Do you think it has a positive effect or no effect for the power of landlords?