There are signs of a trend of people getting rid of their smartphones in favor of dumbphones. (Disclaimer -- I will be doing this when my smartphone dies.) So using them for payment may not, in fact, become ubiquitous.
Even now, just watching people at stores and coffee shops in my area, it seems that only about 10-20% of them use their phones for payment.
> watching people at stores and coffee shops in my area, it seems that only about 10-20% of them use their phones for payment.
It seem more like 50% here in central Norway, perhaps more.
A dumb phone wouldn't do any of that stuff.
Ah, that clarifies things. Thank you.
Dumb phones still run applications, they're not mechanical devices, at least anymore.
Yes, I wasn't asking about where the app came from. Preinstalled or user-installed doesn't matter.
So what I hear you saying is that the app doesn't need to communicate with anything, either to add/drop accounts or to make payments. Is that correct?
There would probably have to be some way of pairing the device to your account, but there's probably many potential ways it could be done with some theoretical "dumb phone".
So, a feature phone could be used for this. Good to know!