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Well, one step would be some self-honesty about living within means. Throw out some numbers, let's talk about the specifics that no one here really wants to engage in.

Someone with this perspective, please, help me understand - Give me a base salary, a rent, and a monthly expense that doesn't let you save up 6months of runway after 2+ years of employment.

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No one wants to live on that runway even if they have it. How is any of your condescending attitude conducive to discussion?

You seem to have created this account 4 hours ago with the sole purpose of lecturing HNers about how their problems aren't real and the solution is for them to be more like you, a generally superior human being.

I wonder, why would an ubermensch feel the need to spend their day doing this?

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