What if the only viable futures are communism or collapse?

Consider as capitalism grows in complexity the grasp of the invisible hand grows weaker until it loses its grip.

Does the world really need a new iPhone every year when people can hardly afford rent?

Does making monopoly aspiring app for dog walking (Wag) to enrich a few sophomoric founders or defraud a few more gullible investors really constitute efficient rationing of scarce resources?

What if we are an the last stages of a faltering system?