It's probably this. Best things about cars are luxury, not strictly utility.
Having to own a car and drive it everywhere every day can be pretty miserable. Being able to afford owning a car and not having to drive it all the time is wonderful. Freedom of having an option to just go anywhere at any time is not something I ever thought I would appreciate so much before I had to get a car for security reasons. But it absolutely is a luxury as even mediocre public or commercial services will get you 90% of own car utility. And good public or commercial services can eliminate whole categories of car use cases.