Even in a developed country (UK), the KYC is so **ing annoying to use on most websites I have tried. Several times I have wasted an hour waving my passport in front of some poorly implemented image recognition page that failed to capture a photo and I just gave up. Would love if there was a flourishing ecosystem of local transfers without KYC. I wouldn't even mind if banks started providing physical KYC services. Maybe there is an opportunity for a company that focuses on providing KYC as a service such that you can just point each crypto exchange/custodian to that.