I suspect change will only come once the existing tensions towards healthcare expenses boil to an outrage. Talk to anyone in the US though, they will complain about their healthcare!
I don't think so. The medical personnel are way too stressed. You having money does not change that the people that will see you suffer in an inhuman system.
Even apart from money, how on earth is it possible that the people who should know more better than anyone else the effects of stress and lack of sleep let doctors work in far too long shifts? How does the existence of 24 hour shifts make any sense?
The system has a lot more problems than just money.
Just one example link: https://bcmj.org/articles/sleep-deprivation-among-physicians
It's not just the US: https://www.theguardian.com/society/2022/jan/17/nhs-doctors-...
Also always interesting to read: https://old.reddit.com/r/medicine/
There is a big overlap with those people and the people that ultimately make decisions affecting whether that system exists though.
In my view, there are a lot of trivial and important changes that could make US healthcare cheaper, better and more available. As long as I don't specify any further details, everyone can agree with me.
Both of the countries I've lived in have carried out health-related reforms (one a really big reform — almost half of hospital beds were closed, the other a much smaller reform). The people who lost income didn't matter for the success or failure of either reform.
You're basically saying that there are lobbyists and that's an insurmountable obstacle, and throwing your hands up in the air. You're not, for example, trying to learn how the countries that executed reforms successfully did so.
EDIT: You could easily find a list online of the top ten health systems. Learning about the reforms carried out by each of those in the past 30 years requires effort, but it's really not impossible.
It's possible to learn how these things were done, or it's possible to just give up and say it's politically difficult.
The US isn't the only country with a partisan, ideological driven political landscape but it is probably the loudest. Ideologues on the right are able to pander to their base by equating any healthcare reform as socialist, substandard, death panel creating and an affront to freedom. People will accept a bad deal if they think it is the right deal.
Healthcare companies benefit so much that they are one of the biggest lobbying industries in the US, spending $690 million a year on lobbying (quick Google result, so pinch of salt). The changes they want are those that will profit them more, so it benefit them to feed the ideologues.
Bring it into the political discourse. And vote.