5G over the same cmWave frequencies 4G uses still has a benefit - but mainly for the operator! It allows them more users and throughput for the same amount of spectrum. So in a rational market, the operators should be giving you discounts for using 5G instead of charging more for it!
So I guess some people have it, and use it? It’s basically always on around my neighborhood, but I guess I live in a nice city and Sprint’s old HQ is down the street so that probably has a lot to do with it.
You basically need line of sight for mmWave. Think of it like light. If you can’t see an access point, then you probably aren’t using mmWave.
~3.4GHz-4GHz (which is the 'primary' 5G band) in Europe can provide excellent speeds (2gbit/sec real world no problem to a phone) but without the terrible signal degrigation you get on mmWave.
mmWave will be used more in the future once the other bands get saturated, but it's a bit ahead of its time now.