At some point it’s better to not work than to work at a job that pays nothing. Personal anecdote: my friend’s wife was a host at an upscale restaurant. They decided to have a baby during the pandemic, the wife went back to work and within 2 weeks quit. Why? Because the childcare was more expensive than what she made. It was cheaper and more fulfilling than the money she was making. They got rid of a car because she no longer had to go to work and she now had the time to take care of everything in the house which brought their costs down. Eventually she started her own little shop on Etsy and makes a nice little side income. They are actually in a better place without that job than they were with it.