You get insurance taken out of your paycheck pre-tax. You get a tax rebate for the interest you pay on mortgages and student loans.
That's why I would want them to be exempt from any federal VAT.
Unfortunately, no exemption for rent :( And health care is only the insurance payment or if you have an FSA/HSA.
Exactly. Which is why I would want all healthcare expenses VAT free, and rent should be treated the same as mortgages.
I mean then you're at "everything exemption" pretty quickly. Shelter is the biggest cost for many people by far, often 30% or more. If you add all health, car payments, and maybe food, you're at what, 80%?