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> Wouldn't this be handled on the payout/property owner side ?

Property owners get paid with bank transfers, so clawing back the money from fraudsters is essentially impossible.

Couldn't they set up short duration escrow accounts of sorts, until everything's in the clear?

Chargeback periods can be super long, they'd have to keep the money in escrow for months. It's not impossible, but would severely discourage new hosts from signing up to the service.

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