We will be in at least 13 cities this year. Some vacations. Some “nomadding” and some a little of both.
I also travel for business 7-8x a year (cloud consulting at $BigTech)
All that to say, credit card rewards and loyalty points makes traveling, staying on budget and being able to enjoy more expensive places possible.
For our major categories, we get the following “returns” from credit card points/loyalty points (miles, hotels, transferable credit card points)
- Hilton hotels - 20-25%
- Hyatt Hotels - 20%
- Delta/American Airlines - 14%
- Groceries/Dining Out - 5.5%
- Uber - 4.2%
- everything else 2.4%
Then there is also the concept of “churning” where you sign up for cards just for sign up bonuses. Those can be worth between $600-$1200 per card.
Ask me anything…