Plus worst case for a nuclear submarine is that you flood the reactor with sea water if you have a loss of cooling.
A (previous generation) terrestrial plant already has systems that can dump ludicrous amounts of water onto the core, but they all rely on there being power to operate pumps. A nuclear submarine that can dump in sea water does not need this - the body of water it is in is cold enough (relative to the heat in the core) that it will naturally carry heat away.