The flip side of this is sitting on a pretty good stable income, not playing high risk investment games, and needing to accept that your social class and wealth is more or less locked in for at least 20 years. Linear gains don’t move the needle. Savings do nothing once you have a house. It’s not a bad place to be, but it is a static one. If you have the ability to appreciate your circumstances it’s even a good one.

But amidst a world of games and progression systems it sure does feel like a failure in some regards.